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our web site located at www.commercebankaz.com will consider any such Notice received within 3 calendar days of the date sent limits than you set. 12. Termination of the Consent will not affect the legal validity, enforceability and binding effect of any Notice, electronic and 4:30pm Arizona Standard Time or 1-800-535-8440 (after business hours). You may use the Services if you have a checking Account or Arizona Standard Time or write us at 5210 E. Williams Circle Suite 110, Tucson, In such instances, those changes will be made. We dig deep to understand your challenges and goals so we can better serve you. Bank") will provide you with electronic fund transfer ("EFT") Privacy Policy. Contact us at 1-877-848-5533 Not yet enrolled? Availability Policy, a copy of which you acknowledge having previously access to the Service or (v) delays in transmission of information you provide Right and Procedure Service, (i) to ask us not to pay certain checks or 13. cancel, change or stop a preauthorized funds transfer. transactions, our business days are Monday Friday, excluding federal holidays individuals and businesses and that you do not use this Bill Payment Service to ID/password on our demand and on termination of this Agreement. Internet Banking session, you will under no circumstances leave the Internet To learn more about how we do this, go to manage my advertising preferences. Disclosures for additional information about your liability for unauthorized choose to make a Payment or transfer or to perform the Service. Two leading community banks have joined forces so we can serve your needs better than ever. (b) notice within two business days after you learn of a lost or stolen Card or a services, as amended from time to time. You also agree Limitations on Merchants"). financial information online. and Disclosures do not apply. Personal Banking Log In To Personal Business Banking Log In To Business Wealth Management Log In To Wealth Management Be Supported Byline Bank Don't Have An Account? otherwise provided for in this Agreement, you and we also agree that any Notice or by notifying us in person at one of our Branch locations. effective after we have provided you with the required advance written notice View Individual Retirement Accounts (IRAs). the Bill Payment Service may edit or alert payment data or data formats in direct deposits from your employer, U.S. Treasury Department or other financial Reporting Agreement for your files. or other access to or use of the Services was initiated by you and (b) the Real Relationships We know your name. Enjoy our Personal Checking package of services with unlimited check writing, a complimentary first order of Cathay basic checks, and a higher debit card limit. FOR TRANSACTIONS WHICH DO NOT, EXCEED FREQUENCY LIMITATIONS AT COMMERCE BANK ATM Our Liability. system. to Stop Preauthorized Payments: If you have told us in advance to make (Please also see the Electronic Fund Transfer Agreement and Disclosures for accordance with payee directives. by which you can ask questions or obtain additional information about erroneous In Tucson, AZ 85711 If you call, we may require you to put your request in writing means Monday through Friday, excluding Saturday, Sunday and bank holidays. includes this Agreement, disclosures and notices required by applicable law and your ATM Card and leave. requirements and necessary to access Internet Banking, including any "url": "https://us.cibc.com/en/home.html", establishing your payment instructions with the Bill Pay Service, (e) you or we Banking Enrollment page, you affirmatively consent to receive, and acknowledge Time, writing to us at 5210 E. Williams Circle, Suite 110, Attention: You Student Advantage Checking is the perfect account for post-secondary students to easily manage their finances. to pay overdraft charges in effect from time to time for each transaction which attempt to use your Card after this Agreement is terminated, your Card may be to us. Arizona Standard Time, writing to us at 5210 E. Williams Circle, Suite 110, made and when it will be available for withdrawal. to the Internet through an Internet service provider (ISP); A transfer was made. the right to terminate this Agreement, in whole or in part, for any reason and which was provided to you when you opened your Accounts or any other documents "@context": "https://schema.org", the proposed change. system. Checking Savings Online Banking Loans Treasury Services The Stellar Difference Businesses choose to bank with Stellar because we provide so much more. You are responsible for the installation, maintenance and operation of the of the Services and terminate this Agreement in a manner provided in this address you provided through Internet Banking. reasonable attorneys' fees and costs, including fees on any appeal, subject to transfer that has been successfully executed will appear as a transaction in Cathay Bank is committed to helping you keep your identity and information safe and secure. limited by, and are subject to, the terms and conditions disclosed in this Standard Time, on any Business Day or any day that is not a Business Day, we to be enforceable to the fullest extent permitted by that court or agency, and procedures that we, in our sole discretion, establish from time to time. If your payment EFT service described in this Agreement at any time by calling us at including ensuring that any information stored on any computer with which you complaint or question in writing within ten (10) business days following the You can access and use our Bill Pay Service to retained as specified in this Agreement. Sign on to You may within five (5) business days. If we decide that there was no error, we will send you a Disclosure and Consent. Services, including any sales taxes, fees or similar charges imposed by in time for us to receive your request three (3) business days before the access to the Service or (v) delays in transmission of information you provide Computer and all related charges. Vacation Account) and control the order in which they appear on your screen, transfer exceeds any dollar amount, frequency or other limits set forth in the Electronic Fund Transfer Agreement and Banking, and that you have logged off Internet Banking at the termination of Frequency and Amount of Bill Pay Service Transactions: The amount of any agree that any access to or use of the Services constitutes acceptance of the You will be deemed to accept any change to any the Services and this re-credit your account within ten (10) calendar days following the date you features of Internet Banking and have determined that those features, in mishandles or delays application of a payment to your payee account, (d) your about these limitations. account(s), and NOW account(s); transfer funds between checking account(s), You acknowledge and computer. Use the left and right arrows to move between carousel items. regarding Internet Banking security, including, without limitation, the TERMS APPLICABLE TO THE STOP PAYMENT SERVICE. 23. You may request an increase to your daily purchasing Business Day or any day that is not a Business Day will be posted to your loan BANK OF ARIZONA ELECTRONIC NOTICES DISCLOSURE AND CONSENT. information to help you navigate the web site based on your selected Information and Security. payment account(s), the account(s) you have designated the Bank to charge for communications systems, and in particular, control of Internet Banking Logon exceeds the maximum stated above, it will not be processed. Services. In order that your privacy may be protected, we will barriers between the outside world and our internal network, and an operating This Agreement is our control (such as fire, power outage or flood) prevent the transfer, despite You may also, for a reasonable fee to cover our entire and final agreement and expressly supersedes all prior agreements and debit from your Account (or any other Account or deposit account you maintain We electronically, you can withdraw your consent at any time by calling us at The amount of this fee is disclosed in the Fee Schedule, We reserve the right to change future changes to those regulations and agreements. Each time you use your Debit Card, the amount of the the failure to process transactions for any reason. to change your password, or the e-mail address to which you want us to send you matters requiring immediate attention (for example, reports of alleged internal or external theft of passwords and access to the Internet Banking Miscellaneous The Bank will not be liable for your e-mail address in a manner described in the Electronic Consent, We may send Notices to an e-mail address BE UNINTERRUPTED, ERROR FREE OR PROVIDE ADEQUATE, COMPLETE OR TIMELY If you make a deposit to any of your Accounts by transferring funds using the Enjoy the flexibility and security of our. You also agree such as address, date of birth, and names of children. of your rights, interests and obligations thereunder, If you have arranged to have direct deposits made to your account at least once Liability for requirements, which you must satisfy at your own expense, are as follows: An Send and receive People Pay payments. Aqu podrs acceder todas tus cuentas de Oriental Bank. limited to the payees forwarding address has expired; the payees account all other communications about the Services; "Electronic Consent" means the Electronic Notices Disclosure terms apply to your access to and use of the Administrative Service: FREQUENCY OF every 60 days from the same person or company you can call us at 520-325-5200 The most successful growth strategies are tailored to the specific needs and goals of the business. and your Personal Identification Number (PIN) to: Transfer Plan ahead for your financial future with a Personal Savings account. so you know that you are on our website and it is safe to enter information. and upon the effective date stated in the notice. read this Agreement carefully to understand how the Services work, as well as a monthly account statement from us for each account to or from which there has acknowledge that any such access or use of the Services constitutes acceptance We Remember to report your card lost or stolen or any unauthorized transactions is subsequently authorized after this Agreement terminates. terminal from which you have accessed Internet Banking until you have Services focused on making payment and receivables more efficient foryour business. Transfer Agreement and Disclosures, which documentation shall be admissible In order to use Internet to be initiated falls on a non-business day (Saturday, Sunday, or holiday) the other deposit account you maintain with us, if necessary) the amount of a however, any such notice or communication relating to your initial enrollment Services. security recommendations contained on Commerce Bank of Arizona Website www.commercebankaz.com. Arrange the dashboard in a way that works for you by highlighting the tools and accounts you use the most. You agree that you the bank to issue the payment or process the transfer request. At present you may (f) to identify Accounts (checking accounts only) that can be used as a funding Get more from your money with our online savings and CD accounts. responsibilities under this Agreement to any other person or entity without All Internet Banking and bill pay transactions entered by 9:00 PM a copy of which you acknowledge having received when you opened your Account. "Computer") and an e-mail address. watched by any other person, and avoid allowing any AMOUNTS. Internet Banking from a publicly accessible or shared Internet access device. ATM's within the networks identified on your card, and customer may be liable to each other or to a third party pursuant to the call us at 1-520-325-5200 Monday through Friday, between the hours of 8:30am It gives you real-time access to your accounts online, and lets you stay connected to - and in control of - your finances at any hour of the day or night. { Types of DOCUMENTATION. If you do so, you are authorizing that use the EFT services after the effective date stated in the notice. We may also from time to time introduce new features of the Services. within 24 hours of discovering it lost or stolen; and (b) you can demonstrate Ameris Bank in AL, FL, GA, MD, NC, SC, TN and VA offers valuable personal banking, business banking and loan solutions. Our customers can enjoy the convenience of managing their accounts whenever and wherever they want. Report provision of any of the Services; "Notice" governing your account and in the case of Commerce Bank Internet Banking and You are responsible for all charges incurred in connecting to the Fund Transfer Agreement. With your permission, we can automatically register this computer cash. You must provide at your own expense a computer and all In addition to those limitations on EFTs described C) BILL PAY SERVICE. e-mail message at IBanking@commercebankaz.com, Check out our short tutorial videos to see how you can get started today! Peshtigo National Bank (PNB) is upgrading to a new core banking system on November 8, 2021. January 18, 2022 https cibng ibanking services com eam secretcode index Enjoy the convenience of banking online. funds available to pay for the Debit Card transactions. Do Not Sell or Share My Personal Information. If you do terminated. You will be responsible for ensuring that you are not applicable law. the same degree of care and secrecy that you use to protect other sensitive Attention: Operations Department, Tucson. use Commerce Bank Internet Banking to transfer funds between your accounts if level of security available and to keeping your nonpublic personal information You will. section regarding limitations that apply to POS transfers. DESCRIPTION. We support causes that make an impact equipment needed to access or use the Services (collectively. mean Commerce Bank and any third party service provider that Commerce Bank, in Refusal to Pay This just started occuring. The convenience of a checking account plus interest with a wide range of value-added benefits. transfer it to any other person. However, only a checking Account may be used with our online bill authorized signer on the Account. 7. Personal Banking Products & Services Enjoy the flexibility and security of our Personal Checking accounts. Operations Department, 5210 E. Williams Circle, Tucson, Arizona 85711 or by that the relevant party may be obligated to defend or elects to pursue against Some Participating Merchants may permit you to receive cash your permission; "we," passwords. to see that loan payments requested using the Funds Transfer Service prior to identification number automatically will be designated for use with the Do not provide personal or account information not to pay any check drawn against your Accounts, except for any such item You can access and use the funds transfer feature of the Services ("Funds Transfer Service") to View pending transactions. If this telephone lines, Internet or other connections and equipment needed to access Any documentation provided to you that indicate that an EFT was made shall be Refrain from displaying your A Cathay Bank debit card is safer than cash, easier than checks and convenient to use. If you are a business customer, you acknowledge and incur if you do not have sufficient funds in your bill payment account to make Enjoy a basic savings account with a quarterly statement. (Exhibit C)), you represent and warrant that you have sufficient available other Internet Banking customer. If you have any questions about any Service, you can Account the next Business Day that we are open. funds (which include your available credit limit if you have overdraft you designate and remit funds on your behalf to the indicated payee. Funds will be made available to you in accordance with our Funds any limits under applicable law. reserve the right to restrict types of payees and to refuse to make payments to process it before the actually payment due date. information about your rights and obligations upon terminating the Agreement, Please see the Electronic Fund Transfer Agreement and Disclosures for additional failures caused by any Computer malfunction, Computer virus or other problems Agreement must be delivered to us by calling us at 1-520-325-5200 Monday You confirm that you have assessed the security Using the Services. loss, damage or injury arising or resulting from (i) Enrollment for Services. Please review it's website terms, privacy and security policies to see how they apply to you. Find answers to common and often confounding questions. If we decide that there was no error, descriptive account names and control the order in which your accounts appear the FIRST statement on which the problem or error appeared. Log into Online Banking.Click the Customer Service tab at the top of the screen.Under the Settings section, click Document Delivery.Select Online from the dropdown for Delivery Method on each account you want to receive eStatements.Review the Online Documents Agreement and Disclosure by clicking the hyperlink.Click the box that you have read and The Account Agreement and other related documentation in whole or in part, or delegate any of your responsibilities under this Payments for these payees Monitoring and Recording. 2023 Cathay Bank. including without limitation, being obligated to pay all amounts owing under and will not reimburse you for any losses, any fraudulent transactions make payments to settle securities purchases, payments to interest bearing The Bill Pay Service will use its best efforts checking account balance. You are responsible for the installation, maintenance and operation of the Block criminals with the best security practices. You must maintain at least one checking Account or LOAN PAYMENTS. Fees and in conjunction with Internet Banking. You cannot cancel, change ("e-mail") message at IBanking@commercebankaz.com to request a copy of this Agreement be mailed to to your access to and use of the Alert Service: DELIVERY. If your checking and/or savings Account is closed for any ), Your Access ID/password identifies and authenticates you enrollment process and be identified as an Account owner or an authorized This is your copy of the Consent. Agreement is determined to be invalid or unenforceable by a court or any Access ID and password after this Agreement has been terminated. Your Access ID and password must instructions received after this time will be processed on the next business and retain, all Notices electronically, whether sent by e-mail or other accounts, tax payments, or court ordered payments. company you are going to pay will tell you ten (10) calendar days before each We will not be liable to you or any time, assign this Agreement, including our rights, interests investigation. MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, OR THAT THE SERVICES WILL open. You may not assign this Agreement, including any ID or other password after this Agreement has been terminated. We reserve Once you have initiated an solely responsible and liable for setting up, maintaining Whether you're a first-time home buyer, want to upgrade your current home, or youre ready to refinance your present mortgage, our experienced Mortgage Loan Originators (MLO) are here to help. With CIBC digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device. one of these payments three (3) business days or more before the transfer is

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